iOS App Description: Monet AI

Monet AI: Your Intelligent Financial Guardian for iPhone

Category: Finance & Productivity | Platform: iOS Native

The First Finance App That Thinks Like Your Personal CFO

Monet AI redefines personal finance management by blending elegant Apple design with powerful artificial intelligence. This isn't another budgeting spreadsheet—it's a context-aware financial companion that learns your spending patterns, predicts future expenses, and provides actionable insights with the precision and privacy you expect from a premium iOS experience.

Core Intelligence Features

• AI-Powered Transaction Intelligence:
  • Automatically categorizes expenses with 99% accuracy using natural language processing
  • Identifies recurring subscriptions and suggests optimizations
  • Detects spending anomalies and alerts you to unusual activity
• Predictive Financial Forecasting:
  • AI models predict cash flow for next 30-90 days based on historical patterns
  • Seasonal expense anticipation (holidays, vacations, tax seasons)
  • "What-if" scenarios for major life decisions (buying home, career change)
• Deep Apple Ecosystem Integration:
  • Face ID/Touch ID for instant, secure access
  • Dynamic Island for real-time spending notifications
  • Siri Shortcuts for voice-controlled expense logging
  • Apple Wallet integration for card management

Immersive Financial Visualization

• 3D Financial Maps: Interactive globe showing spending patterns across countries/categories
• AR Expense Projection: Use Camera to visualize monthly expenses overlaid on your home/office
• Live Activities: Track budget progress directly on Lock Screen
• Privacy-First Design: All data processed on-device using Apple's Neural Engine

Technical Excellence for iOS

• Built with: Swift 6, SwiftUI 5, Core ML for on-device AI
• Requires: iOS 18+, iPhone 13 or newer for full feature set
• Bank Connectivity: Open Banking API with 256-bit encryption
• Storage: iCloud sync with end-to-end encryption

Your finances deserve Apple-level sophistication.
Monet AI turns financial management from a chore into an insightful, visually stunning experience.

Download on the App Store →